I am holding a credit card since last one year and few days ago I received call from HSBC regarding some mediclaim insurance for which the premium was supposed to be deducted from the card for which I refused and found that the HSBC has reduced by credit limit by Rs 26, 000/- . Now this is very cheap and doesn't suit the bank. Why these people combine the marketing offers with the card.
The Barclays is also doing the same. ICICI is selling its products forcefully.
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