I had applied for a ICICI Bank credit card on February.
i was issued a wrong card and on top of that they had activated vodafone bill pay on the card but since the card was canceled the day i got it as i immediately called the customer and got it canceled but they kept sending me sms's till 6 months about the bill will be paid on this date and then on that i would get a sms again stating the request could not be processed due to insufficient funds i called up the customer care and again informed because of this my name has been put in the Default List.
I had send several mails to ICICI Bank regarding the same. Finally they accepted there mistake & send me a mail stating that i have no outstanding with ICICI Bank any more & my name has been removed from the cibil list.
After that i tried to applied HDFC credit card last month They declined stating that my name still there in your list
I kindly request you to look into the matter as i urgently need to apply for loan.
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