Hi this is in reference to my Icici cr card ending in 1007, had a bal of abt 62000 which went up to around 85k with all the late fees, over limit fees and interest over a span of 6 months.now i had the collection agency call up a couple of times which i agreed to settle for rs 21200 (i.e the amt provided by them), however there was a called Shubash cell # 9930937199 who used to come home shout, abuse and harass the ppl at home and neighbours, he said when i make the payment ill be given a letter then (which i knew would not happen) so i did not make the payment..then on 23rd Nov a guy called Navneet Dubey 9819235845 came home along with some guy in the mrng when i was at work..as soon as i reached home they were about to leave so i caught up with them, when i spoke to my sister at home she told me that they abused her very badly in Hindi and made her cry they even told her that they would throw her out of the house or lock her in the house, they did the same with my neighbour who is a senior citizen and abused him too (who had nothing to do with this), as i did not want them to be harassed because of me i sold my gold and made the payment in two installments one for rs 15000 (receipt # 9044234) on the 23 nov and the remaining on 24th nov for rs 6200 (receipt # 9044236), and was waiting for the letter the next day, the name of the agency is VAISHNAVI ASSOCIATES, the guy who collected the amt also demanded rs 200 frm me coz of the traveling expensive which he said i have to pay coz he came home to collect the money.as i did not get the letter i tried calling him up but no one answered my call even his boss Adil Naik # 9867888994 who also abused very badly did not pick up the ph, i did file a complain with icici 2day, and the amnt i paid went towards the bal which regularized the ac and nothing is mentioned abt the settlement..can any one suggest me wht to do as i dnt have money to pay them and i really worried if they come home any create a problem in my absence
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