Hi
Once I got a call from one executive of Icici Lombard about one health insurance, he told me that i will get the benifits (means my expenses will be covered) even if i don't get admitted in a hospital for 24 hours. (many health policy rule is like you need to be admitted in one of the enlisted hospital for 24 hours minimum.) Their policy will cover normal check up even if I don't get admitted. Hearing this I took the policy, and after almost 2 years when I went to a doctor and tried to use the facility then their customer care executive told me that I need to get admitted for minimum 24 hours to get this amount back. They gave me totally wrong information while selling the policy, and my whole money in the policy is waste, because that kind of policy I already have.
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