While issuing the Credit card it was told that there is no charges, u dont have to pay annual charges or any other cost, but now i m getting calls from Lawyers that there is outstanding in ur Credit card statement and u have are in the defaulters list.
I have not used the card at all nor have swiped it at any retail merchants, but now Bank claims an outstanding of Rs 6600. Why should i pay when i have not used the card at all.
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