To: Chairman n Mg. director.
from: Dr.(Mrs.) Prajakta P. Deshmukh
&&
today i am being handed over a cheque bearing no.271203 dated 11.12.09 for rs.2463.00 drawn in favour of Chintamani CHS Ltd., where i reside, for the reason "drawers signature differs".
i am maintaining this account for more than two years now n bank is holding Rs.1, 00, 000.00 in fixed deposit n more than Rs.50, 000 are lying idle in my above mentioned a/c.
i fail to understand why the cheque is returned? because any body can make out that no fraud can take place if cheque is drawn in favour of Govt. Departments/Municipal/Banks/MTNL and housing societies. the efficiency of ur bank has landed me in deep trouble as this is first instance when my cheque is returned in my life.
on receipt of this returned cheque my husband - Dr. Pradeep Deshmukh, called on ur efficient officer - mr. muddassar, n he asked him why my cheque was returned for the reason which is not acceptable to us as i hv signed on that cheque as i am signing usually.
any sensible officer could have replied that we should not hv returned the cheque n hv called u n confirmed from u whether i have issued the cheque or not. i am working just two minutes walk from ur branch n they could have called me personally n asked me sign again or confirm. when my husband told him that even when the signature is correct why the cheque is returned? then what is use of maintaing the account with ur bank? better v close the account! ur efficient officer-mr.muddassar- immediately replied ok, close the account when my husband told him that he will approached ur higher ups for redressal of grievance he carelessly replied to go anywhere n banged the phone.
now pl look into the matter n punish the errant officials as well as instruct them to honour the cheques even signature may be differing issued in favour of departments as mentioned by me above.
with best regards, tks n bi
dr.(mrs.)prajakta pradeep deshmukh
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