1) They dont convey approval and then when we contact them they will tell about the result and then charge from us the day when the request was lodged thereby lapping up 10-12 days of interst
2) they will change the interest rate as soon as it goes uop but when it comes down they will not budge or they say will be adjusted on quarterly basis
3) cheaters they are charge 10% as on 22/01 to new loans and still charge 11.25 for old customers
i am stuck as i cannot do anything but please beware: go for nationalised banks they are safe
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