This is to inform you that Rs. 10, 000/- has been withdrawn from my SB A/c No 106010100028866 through ATM Hotel Surya Ranchi on 17.12.07 as per the SMS received from SMS Banking facility activated in my account on 17.12.2007 at 2:52 pm.
Since I had not withdrawn the money and my ATM card (Debit Card No 4688 0510 6002 2302 valid till 12) was with me in Jamshedpur I was shocked how could a withdrawal take place from my account. I immediately checked up ATM Akashdeep Plaza Golmuri and lodged a written complaint to your Jamshedpur Branch on 17.12.07 and to the President Eastern Zonal Office vide Registered letters dated 18.12.07 to report this incident. Thereafter I came to know that a new ATM card was issued and sent which was not yet received by me.
I was informed over the telephone on 19.12.07 at 03:18pm first by Ms Neha Sinha and subsequently by Mr Saurabh Kumar (operations head) of Ranchi Branch who informed me about delivery of my renewed ATM card to a person named Rakesh Yadav who is neither known to me or has been authorised by me to receive the ATM card
I would like to know why my renewed ATM card was delivered to an unknown person. Due to negligence at your end such fraudulent withdrawal of Rs 10, 000/- was possible as a result of which I had to incur financial loss and undergo mental agony.
After 10 days (27.12.07) on neither receiving any reply or feedback from the bank’s end I started following up with Mr. Rabi Kumar (Branch Head Ranchi), who gave me verbal assurance“that the matter will resolved (lost money will be credited to my account) within a day or two and I will get back to you”. I am very sorry to inform you that Mr. Kumar is never use to get back to me, I used to call him up regularly on his mobile and landline and at times he used to avoid or disconnect my calls till the 11.01.08. On 12.01.08 reminder registered complaint letters were sent to the Branch Head Ranchi and to the President - Eastern Zonal Office Kolkata. Even after not receiving any written reply or telephone calls from the bank, I called up President’s Eastern Zonal office on 21.01.08 and spoke to Mr. Debapriya Bhattacharya, who informed me that the concerned Mrs. Dipanita Banerjee-Asst Vice President is out of town who will return after few days and get back to me, but as usual no one got back to me. I called up the Eastern Zonal office on 28.01.08 and spoke to Mrs. Banerjee who again assured me that the matter will be resolved and promised to get back to me within a day or two. As usual she did not get back to me I called up again on 01.02.08. Mrs. Banerjee who again assured me that the matter will be resolved within a day or two. Finally on 02.02.08 I received a call from Mr. Rabi Kumar (Branch Head Ranchi) that the bank will not the credit back the amount which was fraudulently withdrawn from my account as the Debit card was delivered to my address.
I would again like to know why my renewed ATM card was delivered to an unknown person who is neither known to me or has been authorized by me to receive the same. Due to bank’s negligence such fraudulent withdrawal was possible. The basic function of a bank from the Indian traditional point of view is safe-keeping of the one’s money and “UTI”, the banks earlier avatar was synonymous with the Indian financial system. Thus I request you to live up to the bank’s tradition and credit this amount back into my account.
Sir, 50 days have passed since the fraudulent withdrawal but still I have not received any reply from the bank’s end and have been patient & co-operating with your bank over this period, but now I feel my patience and cooperation has been misinterpreted by your organization as my weakness.
Please initate action against the bank so that I get back my hard earned money back to my account. Waiting for your reply!
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