DO NOT APPROACH Citi Financial of the Citi Group for any kind of Loan. They are run by a bunch of incompetent imbeciles and have no sense of professionalism. Specially their Kochi office in Kerala, which is just very shady. They have two people in their office including their "manager" Srikanth who pretends to be the most important and busiest person in the financial industry as is typical of a person who knows very little of what his job need him to know.
Once you have applied for a loan, their checks (on home and work addresses) are a joke and done by part time college students. Their processing is another joke and customer service and care doesn’t exist. It is advisable to go to other local finance companies with higher rate of interest than this incompetent company. At least you have peace of mind!
Please avoid Citi Financial. Institutions like these are a black spot in our Banking and finance industry. I will be reporting my experience to Reserve Bank of India and the Banking ombudsman.
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