Credit Card
REFUND OF CREDIT

I have 2 cards of ICICI Bank (say card A & card B)

Being dis-satisfied with the services I wish to close both the accounts.

There is a credit of 23000 in card A & debit of 19000 in card B

Neither they are sending back my credit balance nor they are willing to adjust the debit/credit within the 2 cards. What should I do?