I am 22 and i just received the same type of letter on 1/02/07 for an account that was open in 1998 i was 13 at the time the company keeps giving me the run around on phone and also said i would have to go to their web site and fill out a fraud form, the web site is not even up, i was advised by a collections attorney to contact them in writing to cease with the collections process and clear my credit for what they are doing is against the law.
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