I decided to opt for a HSBC credit card sometime in January . 1 or 2 months after the issue of card a
Term insurance policy of TATA AIG was delivered to me which has no date and so the look in period cannot be determined. Upon contacting HSBC and TATA AIG i was told it is some group insurance policy which remains valid only if i pay the Rs 505 premium along with credit card dues monthly
Since i had never opted for the insurance policy I asked HSBC resolve the confusion and cancel it.
They took 6 long months to find an answer and end of the day asked me to followup with HSBC directly to get premium refunds.
What is the legal recourse i have against HSBC for deceitfully selling a bundled insurance and then taking inordinately long to settle the issue.
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