I have not been receiving the physical statement for my credit card no. 4076598002021008 since September 08. and there for the payments for the same was not made on time. this was conveyed to the bank in the month of Jaunary 09 by then they had levied late payment charges. on explaining the situation they had agreed and reveresed the charges, but only for one month. Then again the same problem occured in the month of Feb. So i informed the bank to cancel the card. They asked me to clear the outstanding. So i droped a cheque for Rs. 4355 total outstanding on 17th feb 09. This cheque was not credited to my card account till 25th. So i called up the bank and as per their instruction i issued a stop payment for my previous cheque and made the fresh payment. Then on 26 i recd a message that they have deposited my previous cheque so i called again that they had asked me make stop payment so they should not deposit the cheque and fresh online payment is already made. but the cheque was deposited and it was returned due to stop payment. They have levied late payment fees for Feb and cheque return charges. Today when i called they tell me that the card has been can celled and now nothing can be done.
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