ICICI BANK (CREDIT CARDS)
BANK KI MANMANI

DEAR SIR, I HAVE 3 COMPLAINTS TO ICICI BANK.

1. I WAS HAVING A ICICI BANK CREDIT Card no 44774107807003.BANK HAS GIVEN ME A LOAN OF RS. 55000 ON CREDIT CARD. BUT NO PROCESSING FEE OF RS 1800 WAS TOLD BY BANK LATER IT HAS CHARGED PROCEESSING FEE IN MY CREDIT CARD STATEMENT. WHEN I WROTE THE MATTER TO BANK, BANK HAS CANCELLED MY LOAN AND CHARGED PRECLOSURE CHARGES ALSO.THEY ACCUMULATED AMOUNT5 TO 60000. AND ASK ME TO PAY WHOLE AMOUNT IMMEDIATELY.

WHEN I REFUSED TO PAY THIS AMOUNT BANK STARTED SENDING THEIR GUNDAS TO ME. THET STARTED TO MISBEHAVE WITH ME AND MY FAMILY. I M VERY DIPRESSED. I GOT THE PROBLEM OF HYPER TENSION.

2.

I HAVE ISSUED A CHEQUE OF RS 5000 ON DTD 28-04 REGARDING CREDIT CARD PAYMENTS. I WAS HAVING SUFFICIEN AMOUNT OF RS 5000 IN MY BANK ACCOUNT STILL BANK HAS BOUNCED THE CHEQUE ON GROUND OF INSUUFFICIENT FUND ON DTD 02-05. STILL I HAVE MADE ME PAYMENT OF RS 5000 THROUGH DIRECT DEBIT. ON 27-05.

3 BANK HAS SENT ME A LEGAL NOTICE DTD 30-05 THAT YOUR CHEQUE HAS BEEN BOUNCED AND WE ARE GOING TO TAKE LEGAL ACTION.

NOW I WANT TO ASK BANK WHEN THE PAYMENT HAS ALREADY BEEN MADE ON 27-05, THEN WHY IT HAS SENT A NOTICE REGARDING THIS ON 30-05.

I am very mentally disturbed. plz help me.

details of lette and bank statment:

thanks and regards

ROOP SINGH

MCF.269 ADARSH NAGAR BALLABGARH

FARIDABAD

MOB 9311837650